Howdy, Zack here.

Ever feel like your wallet has a hole in it? That your cash just falls out and disappears on things you don't even use? You're not alone.

The Gut-Punch of Wasted Money

Many of us are masters at wasting money. One day you tell yourself, “I’ll cancel that gym membership I never use,” and the next, you’ve lost another $50. Subscription services love that about you—they depend on it.

The Downward Spiral of Business Finance

In the business world, the stakes are even higher. During a recent executive meeting, an audit of just one of the company's software licenses saved them $770 in less than a minute. But there's more to it. When businesses run on slim profit margins, it's easy to enter a dangerous cycle where financial stress builds upon itself. By making smarter spending choices, not only did this company save money, but they broke free from that destructive loop. One of my clients even saved over a quarter-million dollars in a week, drastically reducing stress and regaining control of their financial future.

The Never-Ending Cycle of Wasted Cash

Don't find yourself paying interest on cash you've trashed. It's like tossing money into a fire and then buying more firewood with a credit credit. Makes no sense, right?

Stash More, Stress Less

When you're more mindful about your personal and business expenses, you save money and alleviate the pressure to earn more. It's not just about spending less; it's about spending smarter. Imagine what you could do with the extra cash: more family vacations, a safety net for unexpected expenses, and smoother business operations. The choice is yours.

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How can you stop the bleeding?

3 WAYS

1. Audit & Adjust
   Right now, think of a subscription or service you’re not using. Cancel or adjust it. Seriously, do it now.
2. Create a Tracking Sheet
   ​Jot down what you’ve just saved. Add to this list periodically. It’s fun to watch the savings pile up.
3. Set a Quarterly Reminder
   ​Once a quarter, do this exercise. At the end of the year, you’ll be amazed at how much you’ve saved.

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3 FAVES

1. ​Tiller — The only automated personal finance spreadsheet tracker.
2. ​Cost-Cutting Ideas — 26 ideas for your business to save on expenses.
3. ​No Spend Month — Jumpstart your path with a 30-day challenge.

Until next Wednesday, do yourself a favor: stop trashing your cash and start stashing it.